WELCOME TO MY HEAD!

So today on the way to church, my dad was driving and if you know my dad you’ll know his driving is quite similar to what we see in movies like fast and furious (I promise I’m not even exaggerating).  Also if you stay in Nigeria, you’ll definitely know that our roads are not in the best state? I think that’s putting it mildly, we have terrible roads!!!! And coupled with the fact that we were almost late for church, the ride was quite bumpy. There were so many maneuvering, overtaking, speeding and everything you could think of. But while all these were going on, will you believe if I told you that my head was buried inside my phone throughout, yes I didn’t even bother to look up, not until we eventually got to church, and therein lies the point of this entire write up.  During the ride, I had complete trust in my dad that he will get us to church safely and on time, I didn’t flinch neither was I afraid of his driving skills. Right at the back of my mind, I knew he loved ...

I know so many of us don’t really get the whole concept of investments, and that has been the driving force to this post. And I hope at the end of the post, a better understanding to the concept of investment would have been gotten.  So last year (2018) I decided to put the little money I had to ‘work’. I’d saved up a little amount of money from NYSC (2017) and I had a tidy sum saved up.  My first intention was to buy a piece of land in kaduna which I had hoped to cost between 300,000-500,000, but before that I decided to meet somebody who was in the finance industry. After meeting him I decided to go with the option of treasury bills. I understood how it worked to an extent and I was told that I could get between 10-14% returns for a year. Truthfully it looks small    but as the saying goes “little drops makes a mighty ocean”.  I proceeded to a bank to fill the forms and get started with it but I think due to miscommunication, the person I met in the b...